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Superannuation Calculator for Self-Employed Members or Members of the Premium Choice Product

Our Superannuation Calculator helps you to determine what your expected Superannuation benefit may be when you retire.
  • Use the Superannuation Calculator
    • Enter the relevant information, using whole dollar amounts. Do not use dollar signs, commas or decimal points.
    • Tab between fields, or click in the field you wish to change.
    • When you move to a different field, the calculator automatically returns your projected retirement benefit.
      These values (with a coloured background) are for display only and cannot be changed.

  • Assumptions
    The calculator relies on certain assumptions (see below). Please note that if the assumptions used are not correct, or if there is any variation from these assumptions, this may have a significant impact on the projected retirement benefit.
     
  • Disclaimers
Superannuation Calculator for Self-Employed/Premium Choice members:
Calculation Date  
Your age today  Aged 18 or more
Retirement Age  Aged 55 or more; later than current age
Beginning Balance $  Zero or greater

Contributions - only enter those applicable
Pay Period  
Self-Employed/Employer Contributions $  per  Taxed at 15%
Contributions $
From after-tax income
 per

Insurance - enter cover and premium
Premiums are available from the Premium Choice PDS (Product Disclosure Statement). The premium you pay depends on whether you are classified as being a white collar, light blue collar or a heavy blue collar worker, the amount of cover you choose, your age and whether you are male or female.
 
Death Only / Death and TPD Cover $
Maximum cover: $5,000,000 (Death) and $3,000,000 (TPD)
at $ per $1000 of cover
equates to per annum
Salary Continuance Cover $
Maximum cover $25,000 per month
at $ per $100 of monthly benefit
equates to per annum

Estimated Fund Crediting Rate % p.a.  Between 0 and 20; greater than CPI
Estimated CPI increase % p.a.  Between 0 and 20
     
Projected Retirement Balance
This is equivalent to  in today's dollars
     

Values used:
Annual Self-Employed and Employer Contributions $  
Annual Member Voluntary Contributions $  
Annual Insurance Premium $  
Annual Administration Fee $   $1.50 per week

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